Let us be the “insurance policy” for your insurance policy.
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What if you have no personal property documented?
You will not receive full settlement for your personal property loss! Most people cannot remember every single item in their home. Proof of possession and ownership are still required for many items of higher value. Without any documentation, your insurance adjuster is in full control of your claim and can pay whatever they deem is appropriate. Your claim process can be delayed for weeks, often months, due to lack of information and documentation that the insurance company needs to move forward with your claim.
Furthermore, if you spend time after a loss to regenerate documentation regarding your property, you could be late in filing your claim and once more giving your insurance company another reason to deny your claim.
*As always, read your policy for exact language contained, but notify your carrier immediately if any damage is incurred.
Why Use Our Services?
Notes of your belongings written in a legal pad from years past will not be enough to convince an adjuster of your personal belongings. We act as an unbiased 3rd party, documenting your possessions, with clear and interpretable photographs that are comprehensive, descriptive and useful for communicating unbiased facts.
What sets us apart? As Document Control Specialists we document your contents prior to a loss and not AFTER!
Nearly as important in avoiding any type of litigation are site notes, forms, diagrams and measurements which we provide at your request. Properly documenting your possessions creates transparency which, in turn, fosters mutual understanding, respect and cuts down on litigation expense and time up to 70%. This will assist in eliminating “lowball” estimates and settlement offers, difference of opinion over content, value of losses and the confusion over what’s covered and what’s not. Having the required information before a loss will ensure that you can immediately provide the insurance company the documentation needed to quickly receive a full settlement for all items and most importantly get you and your family back on track.
What We Do For You - Our Process
GS Enterprises LLC will come to your home or business after a brief questionnaire and create a detailed inventory of your possessions in the specified rooms, through photo, spreadsheet and or video documentation. You will receive a digital copy and an individual report securing key factors such as item make, model, dimensions, part and label numbers, country of origin, etc. (if applicable) needed for the insurance company to process your claim.
Ownership documentation gives you far more control in the claims process. It’s that simple!